Great Family

Great Family:Health Insurance

Many people may already realize that their insurance premium for 2015 has increased a lot. Do you know what’s the real cause on this increase? Since Proposition 45 had just failed in the November election, what does this have to do with the health insurance hike? As a consumer, what can we do to prevent being victimized on insurance fraud? In this episode of Great Family, we’re so happy to have the Commissioner of California Department of Insurance, Dave Jones and Bay Area Health Insurance Expert, Robert Ju to be on the show and talk about several issues of Health Insurance. By the end of the episode, you will be able to learn how to make wise decisions in choosing the right health insurance for you and your family.

Here is the tip provided by Commissioner Jones:

“When you’re buying health insurance, make sure to shop around and compare the rates. Check and see if you qualify in getting any tax credits or subsidy of insurance premium. Make sure that the agent or broker that you are working with is licensed in selling insurance in California. If you would like to report any suspicious Insurance fraud to California Department of Insurance, please call 1-800-927-4357.”

Here is the tip provided by Robert:

“If you have any issues with your current health insurance, you can still change it between 1/1/2015 – 2/14/2015 (For senior plans with Medicare only). For Covered California, the deadline for open enrollment is 2/15/2015. If you want your insurance to be effective starting 1/1/2015, then please make sure that you file your application before 12/15/2014.”

If you would like to learn more about this topic, you can contact Robert by calling 1-888-855-4061 or California Department of Insurance at 1-800-927-4357.”

“Great Family” series airs the last Sunday of each month at 10:30pm on KTSF.

Great Family is a multi-media initiative which highlights family related health and social issues affecting the Asian-American community. Each month, a Great Family tip is delivered via 30-second broadcast vignettes featuring experts in the fields of medicine, nutrition, education, business, etc. The complete, long form version of each expert interview is made available for streaming on greatfamily.ktsf.com and is broadcast on the last Sunday of each month at 10:30pm on KTSF-TV.

Mina Li is the Associate Director of Public Affairs, and Host of Mandarin Journal and Great Family at KTSF 26. She works directly with non-profit organizations in producing and screening Public Service Announcements, representing KTSF at events, and coordinating telethons. Mina was the President of Northern California Chinese Media Association for 2011 and 2012, and serves on the American Heart Association Western States Affiliate as 2013 to 2014 Commission of the Health Equity Task Force. She also serves on the Gum Moon Women’s Residence as a Board Secretary, and the Chinese Community Health Resource Center as a board member. In 2010, Mina was honored by the Chinese Consolidated Women’s Association and the Chinese Consolidated Family Association as an Outstanding Chinese American of the Year. She has also emceed community and fundraising events for Miss Chinatown USA, Miss Teen, US Pan Asian American Chamber of Commerce Education Foundation, China Disabled People’s Performing Art Troupe “My Dream” Charity Performance, etc. Mina hosted and produced various TV programs at KPST 66, KCNS 38, CCTV and Beijing TV in the past. She earned her BA degree in Radio & Television from San Francisco State University.